Feb
19

Without a doubt about FCA keeps loan that is payday after review

Without a doubt about FCA keeps loan that is payday after review

The FCA said there was evidence that the cap on the fees charged for high-cost short-term credit (HCSTC) loans – often described as ‘payday’ loans – had led to improved outcomes for consumers in its response to a call for input (72 page / 1.86MB PDF) into its review of high-cost credit products.

The FCA said customers were spending less for credit, paid back on time more regularly, and needed less help from financial obligation charities. Those charities suggested that individuals are presenting by themselves earlier in the day and with reduced debts, suggesting that underlying issues are now being addressed sooner. Leer más

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